Indian Capital Technology Center
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Sandra Girdner and Jon Ford are the designated employees responsible for administering financial aid information to current and prospective students on all campuses. The office hours for the Muskogee campus are 7:30 am to 4:00 pm Monday through Friday. For assistance or to schedule an appointment contact:

Sandra Girdner     Muskogee:  1-800-375-8324 or  918-687-6383  ext. 7950
                           Sallisaw:     1-800-340-9119 or  918-775-9119  ext.119
                          
sandrag@ictctech.com

Jon Ford             Muskogee: 1-800-375-8324 or  918-687-6383  ext. 7999
                          Tahlequah: 1-800-340-2594 or  918-456-2594  ext. 230
                          Stilwell:       1-866-696-3111 or  918-696-3111  ext. 203
                         
jonf@ictctech.com


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The fundamental purpose of the financial aid office is to provide assistance for financially disadvantaged students who, without such aid, would be unable to further their education.  Financial assistance includes grants, scholarships, and tuition fee waivers. The primary responsibility for financing education lies first with the student and the student's family (parents or spouse).  When the total resources they can provide do not meet expenses, the financial aid will provide assistance to the student.

Financial aid is awarded to the student according to institutional policies and federal regulations on the basis of need and ability to benefit from the training without regard to age, ethnicity, religion, or gender.  Information on any of the available financial aid programs may be obtained from the school office and online.  When a student has a need of financial assistance, arrangements should be made prior to the beginning of the student's training.  Every effort will be made to meet the student's need through a variety of available financial assistance programs.  Grants and scholarships, as well as assistance from other agencies are available to assist most students.  Students who are sponsored by an agency or organization shall be responsible for providing an approval letter or voucher from that agency to the financial aid office no later than two weeks after the first day of class.  It is the student's responsibility to keep the financial aid office informed of any changes in their address and enrollment status. 

Federal PELL Grant

The Federal PELL Grant Program is an entitlement program in which a student's eligibility is determined by a standard formula computed by the U.S. Department of Education.

Federal PELL Grant awards are based on family size, income, and assets of the student and family, and on the actual number of clock hours attended by the student. A Federal PELL Grant is an award to help undergraduates pay for their education after high school. For the Federal PELL Grant Program, an undergraduate is one who has not earned a Bachelor's degree.  Any adult student may apply by going online at
www.fafsa.ed.gov or for individual assistance, make an appointment with the Financial Aid Office listed above. ICTC SCHOOL CODE: 010053

A student is eligible for a Federal PELL Grant if he or she:

 

·         Is a U.S. citizen or eligible non-citizen

·         Is registered with Selective Service (male only, at least 18 years of age)

·         Does not already have a B.S. or B.A. degree.

·         Has financial need as determined by the Department of Education.

·         Enrolled as a regular student in an eligible program.

·         Is attending at least 12 clock hours per week.

·         Is working toward a certificate.

·         Has a high school diploma or GED or meets the requirement on the 'Ability to Benefit'

·         Is not in default on any student loan previously received and does not owe a refund on any student grant previously received.

·        Has completed Verification:  If selected by the Department of Education

·         Is not incarcerated in a Federal or State Penal institution

·         Has not been convicted of possessing or selling an illegal drug that occurred during a period of enrollment for which the student was receiving Title IV aid. 

·         Signs a statement of updated information, Registration status, Anti-Drug Abuse Act Certification, Education purpose/statement of refunds and defaults.  Student will not be entitled to receive Federal PELL Grant payments from more than one institution concurrently

Criteria for Selecting Recipients from Group of Eligible Applicants

·         All eligible students in a Title IV approved course will be paid.

Federal Pell Grant Eligibility

To be eligible for Federal PELL Grant, a student must have an eligible Federal PELL Grant Index number called the 'Expected Family Contribution' (EFC). The neediest student will have an EFC of zero and may be eligible for the maximum award.  As the EFC increases, the amount of the award decreases.  The EFC is printed on the Student Aid Report which is the official notice of the student's eligibility (or ineligibility) for a Federal PELL Grant. The EFC is computed by the Central Processing System in Iowa and is based on the information reported by the student on the financial aid applications.


Criteria for Determining Amount of Student Aid Grant:

·         Expected Family Contribution (EFC). 

·         Tuition and book cost for the program plus living allowances (dependent or independent student)

·         Length of program and length of time student is enrolled

Verification Policy

If an application for federal aid is selected for verification, an asterisk will appear by the EFC number and comments will appear on Part One of the Student Aid Report and comments listed will address the verification requirements. The student will be notified of required documents for review and will have 45 days to return the requested information to the Financial Aid Office. If a correction is needed which will affect the award amount, we will notify the student within 30 days. The student must return all verification forms requested before final award and disbursements will be made.  Cases of suspected fraud will be referred to the Regional Office of the Inspector General if they cannot be resolved locally. Information needed for verification: 

·         Adjusted gross income for the base year

·         U. S. income tax paid for the base year

·         Number of family members in household

·         Number of family members attending post-secondary institutions at least half-time

·         Certain untaxed income and benefits for the base year

·         Child Support Received or Paid

·         Untaxed payments to IRA and/or KEOG plans

·         Foreign income exclusion

·         Interest on tax-free bonds

·         Other untaxed income from the U. S. income tax return (such as worker’s compensation, disability benefits, etc.) 

Method and Frequency Disbursement

Payment is by check from ICTC. Checks are usually disbursed two (2) times during an academic year. Disbursement dates are posted outside the financial aid office on all campuses.

Oklahoma Tuition Aid Grant

The Oklahoma Tuition Aid Grant (OTAG) may cover up to 50 percent of your tuition costs depending upon your eligibility. This Grant is administered by the Oklahoma State Regents for Higher Education.

The application for OTAG is the same application for PELL. The information from the PELL application is sent to the state you show as legal residence. OTAG deadline is stated on the front of the PELL application.

Eligibility requirements for OTAG:

·         Legal residence in Oklahoma for at least one full year.

·         Financial Need - EFC under 1700

·         Enrolled in a full-time or half-time basis in an eligible program as currently defined for Federal Title IV student financial aid programs.

·         The Federal PELL Grant and the OTAG do not have to be repaid.

·         Apply with the FAFSA application before March 15th, 2011.

 

Other Assistance

Veterans Administration

Veteran's educational benefits through the Montgomery GI BILL, provide a monthly allowance to help eligible veterans meet the cost of education and living expenses while in training.  The school's portion of the cost of attendance (tuition, books, and supplies) is expected to be paid first.  Students should bring a copy of their DD-214 for application.  Most of our day classes qualify for Veteran's Benefits.  Contacts for each campus are:

>Muskogee  - Sandra Girdner
>Tahlequah - Jon Ford
>Sallisaw     - Sandra Girdner
>Stilwell       - Jon Ford

For Vocational Rehabilitation through the V.A., contact your assigned Vocational Rehabilitation counselor:  918-764-7272.


Veterans Administration Regional Office

Corner of Main Street & Okmulgee Avenue
Muskogee, OK 74401
Ph. 1-888-442-4551 
www.gibill.va.gov

Workforce Investment Act (WIA)

This program provides job training and employment opportunities for economically disadvantaged, unemployed, and under-employed people.  The program also provides retraining for certain people unemployed as a result of plant closing or layoff (Dislocated Worker).  Job training programs include occupational training, on the job with private employers, youth employment training (under 21 years of age) programs, literacy training, and others.
>Muskogee County - 918-682-3364
>Adair County  - 918-696-2910
>Cherokee County - 918-456-2561
>Sequoyah County - 918-775-2532
>Wagoner County - 918-485-4422

Tribal Assistance

The Bureau of Indian Affairs Training and Employment Center offers educational assistance if you can provide your Tribal Agency with proof of residence in Oklahoma, income for your household, and Indian descent (CDIB card).

Cherokee Nation – Career Services
P.O. Box 948
Tahlequah, OK 74465
Ph. 918-453-5555   Stilwell 918-696-3124  Sallisaw 918-776-0416
www.cherokee.org/Services/Career/

Choctaw Nation – Career Development Program
PO Box 1210
Durant, OK 74702
Ph. 1-866-933-2260
www.choctawcareers.com

Creek Nation – Employment & Training Office
Box 580
Okmulgee, OK 74447
1-800-482-1979
Ph. 918-732-7773
 www.muscogeenation-nsn.gov

Vocational Rehabilitation Services

The Vocational Rehabilitation program is for individuals who have a physical or mental disability that is an obstacle to employment. Assistance may include tuition, books, and supply cost. Contact the Vocational Rehabilitation Department: 
>Muskogee - 918-781-4150
>Tahlequah - 918-456-6193

Nursing Student Assistance Program

The Nursing Student Assistance program is for the Practical Nursing student and is administered by Physician Manpower Training Commission.  Applications can be picked up in the Financial Aid Office or Practical Nursing Office.

Muskogee Regional Medical Center Auxiliary (MRMC)

M.R.M.C. (Muskogee Regional Medical Center Auxiliary) is for the Practical Nursing student. A limited number of scholarships and interest-free loans are made to qualified applicants. You must have a letter of acceptance from the P.N. Program to apply.

Scholarship Opportunities

Indian Capital Technology Center Foundation

ICTC Foundation awards scholarships to students who may not qualify for other assistance.  Awards are based on need and commitment demonstrated during the current school year.

Charles Williams Scholarship - Muskogee Campus

The Charles Williams Scholarship available on the Muskogee campus of ICTC is for adult enrollment only in Automotive Service Technology.

The Oklahoma Vocational-Technical Foundation

The Oklahoma Vocational-Technical Foundation awards scholarships to students who may not qualify for other assistance.  Awards are based on need and commitment demonstrated during the current school year.
http://www.okcareertech.org/foundation/scholarships.htm
(see scholarships for “Technology Center Students”)

Senior Scholarship

The Senior Scholarship program is open to any recent high school senior/graduate, within the Indian Capital Technology Center district.  The $787.50 tuition waiver offers the high school senior the opportunity to attend ICTC the following year they graduate high school  See the counselor for more details.

NOTE: Indian Capital Technology Center does not participate in FSEOG, Federal Work Study, Federal Perkins Loan, ACG, SMART, TEACH, FFEL, Federal Direct Loan, LEAP, or SLEAP programs.

Other Resources

Below are links to additional resources for scholarships.

www.SchoolSoup.com

www.fastweb.com

Students Receiving Financial Aid

Satisfactory Academic Progress (SAP)

All students are considered to be making satisfactory academic progress at the time of enrollment.  Satisfactory academic progress will be checked for each student receiving financial aid at the end of each payment period (450hours).  Unsatisfactory academic progress will result in the student losing eligibility to receive student financial aid.  The student would be notified of this in writing should this occur.   The two components of SAP are as follows:

Qualitative Standards
Students must maintain a cumulative grade of “C” or better.  All students should refer to their student handbook for the ICTC academic grading policy.

Quantitative Standards

Students must show adequate pace of progression toward graduation from their career major.  Pace of progression is cumulative, and is calculated by the number of clock hours completed divided by the number of clock hours attempted.  A student’s pace of progression should not be less than 78% , 350 hrs completed, each payment period in order to finish their course within the maximum time frame.  The maximum timeframe that a student should not exceed is 150% of the published length of the career major in which the student is enrolled. [For example, a student enrolled in a 1050 clock hour career major that is scheduled to last 10 months will not be allowed longer than 15 months to complete the career major.  This 15 month time frame would not include the summer months when class is not in session.

All coursework will be counted toward the completion of the program of enrollment regardless of receiving funding from financial aid.

Appeal:  When the student is sent notification of his/her financial aid ineligibility they will be sent a form stating the provisions for filing an appeal.  The following are circumstances that could be considered extenuating circumstances allowing the appeal to be reviewed by the appeals committee:

Illness of student

            Illness of dependent child

Death of a family member

Other circumstances not listed if there is documentation that the committee considers being circumstances beyond the student’s control. 
Conditions of any appeal will be considered on a case-by-case basis. 

 

The student’s appeal form & documentation must explain why the student failed to make SAP. It must also explain what has changed that will allow that student to make SAP at the next evaluation.

 

The student will have ten (10) working days from the date of notification to respond.  All documentation verifying reason for appeal must be received by the deadline.  If appeal is not filed or documentation not received in a timely manner the termination of financial aid will stand.  The appeal and all documentation will be reviewed by financial aid office.  If all is found to be in order the appeal request will be forwarded to the appeals committee for review.  The committee will make a determination and notify the student of the results.  The determination of the committee is final. 

 

The appeals committee will be determined by the Financial Aid Specialist.

Appeal Committee Decision:  After the committee has reviewed all documentation and made a decision, t he student will be notified of the results.  If the decision is to reinstate the student’s financial aid then the committee has determined that the student:

Will be able to make SAP standards by the end of the payment period; OR

            Will be placed on an academic plan that will ensure that the student is able to meet SAP standards by a specified point in time

The student will then be placed on Financial Aid Probation.

 

Probation Status:  If the appeal to reinstate the student’s financial aid is approved the student will be placed on financial aid probation.  Unless stated otherwise through an academic plan, the student will have until the end of the second payment period (900 hrs) to regain SAP.  During this time the student will continue to receive financial aid for up to one payment period. 

            If the student regains SAP standards at the end of this probationary period, the probation status will be removed and the student will then be eligible to continue to receive financial aid.

If the student does not regain SAP standards at the end of this probationary period, the student will become ineligible to receive any further financial aid.  The student would then have to meet the requirements for financial aid reinstatement.

Academic Plan:  If the appeal is approved a student may be placed on an academic plan.  The approved appeal must specify if an academic plan will be used.  The academic plan must describe the actions the student will take to regain SAP and also must provide a specific date that the student should be able to meet SAP standards.  The students SAP will be re-evaluated, at least, at the end date of the academic plan.

 

Should the committee decide not to reinstate the student’s financial aid, the student remains ineligible for financial aid benefits until they have met the requirements for financial aid to be reinstated.  He/she will be sent written notification.  The notification will include the steps he/she must take for reinstatement of financial aid.

 

Financial Aid Reinstatement:  If a student does not meet SAP, they become ineligible for financial aid.  In order for the student’s financial aid eligibility to be reinstated, without an approved appeal, they must meet the following requirements:

 

Attend one semester without financial aid meeting SAP standards (see Qualitative and Quantitative); &

Make up any missed days and complete all coursework not completed due to attendance;

The student will be responsible for paying any balance owed to ICTC for tuition or other expenses.

 

If all provisions have been met, at the end of this period the student must notify the financial aid office and formally request that his/her financial aid be reinstated.  The student will be notified when all documentation has been reviewed and financial aid reinstated.

Note: Some career majors require more stringent academic requirements than the above.  Students must comply with the provisions set forth by the career major he/she is attending.  Program directors will publish requirements that are specific to these career majors.

Disbursement Dates and Schedules

It is the policy of ICTC to inform students of the disbursement dates.  The student will be notified during the award process. The schedule disbursement dates are posted outside the financial aid office on each campus.  Full-time students are paid once within a payment period.  Part-time students will receive their disbursement in two payments within a payment period.  Disbursements are made on the Friday following the scheduled monthly Board Meetings*.  Board Meetings are scheduled every second Wednesday of each month. *Board Meeting dates are subject to change.

Post-Secondary Students Withdrawal from School

Procedures to follow for officially withdrawing from School:

The counselor on each campus is the designated person responsible for receiving and approving an official withdrawal. Students needing to terminate their program of training before the end of the school year must take the following steps:

1.     Obtain withdrawal form from the office

2.     Return all school-owned books and unused supplies

3.     Provide current address to office

4.     Return withdrawal form signed by instructor and counselor or student service personnel for official clearance for withdrawal.

5.     A student must also withdraw from the cooperative enrollment program if participating in the program.

For adult students the last date attended will be considered the withdrawal date. If the student has been disbursed financial aid and withdraws or drops from class, the student could be responsible for repayment to the school (as stated by ICTC's refund policy) and to the Title IV program. This could jeopardize future financial aid at ICTC and at other institutions if repayment is not made. The return of Title IV fund process will not be calculated unless the student's financial aid file is complete. The student has 30 days to complete his/her file.
[ex. Incomplete Verification]

Students will automatically be dropped after 10 consecutive days of non-attendance.

Financial aid recipients who have been disbursed funds and, withdraws or drops before the 60% point of any payment will likely owe a repayment of financial aid funds disbursed. The 60% point of time normally falls somewhere within the 12th week of class.

If a student must withdraw from ICTC for personal reasons, the student may reapply for financial aid if the student is able to return to school at a later date. Students who return to school within the same award year or at a later date may reapply for Title IV aid (if necessary) and will be eligible to receive further disbursements providing they complete all hours in the previous payment period and are making satisfactory academic progress and are in compliance with all other guidelines of Title IV policies.

If a student withdraws or is dropped by the school before receiving Title IV aid for which the student was otherwise eligible, the Federal PELL Grant post-withdrawal disbursements for the student may be delayed at least one month in order to determine the percentage of the grant the student may receive for living expenses and the percentage of the grant the school may keep for tuition, fees, and books based on the hours the student actually attended.

Federal Title IV Return of Unearned Funds Policy

Federal law now specifies how a school must determine the amount of federal financial aid (Pell Grant) that a student earns if he/she withdraws, drops out, is dismissed, or takes a  leave of absence and fails to return prior to completing more than 60% of a payment period.

 

The amount of federal financial aid assistance that the student earns is determined on a pro-rata basis.  Once the student has completed 60% or more of the payment period or period of enrollment, all financial aid assistance is considered to be earned.

 

Percent earned=Number of clock  hours scheduled to be completed up to the withdrawal date divided by total clock hours in the payment period or period of enrollment.

 

Percent unearned:  100% minus the percent earned.  When a student receives federal financial aid in excess of earned aid, the school returns the lesser of:  Institutional charges multiplied by the unearned percentage, or Title IV federal financial aid disbursed multiplied by the unearned percentage.  The student returns any remaining unearned aid not covered by the school.  Any grant amount the student has to return is a grant overpayment, and arrangements must be made with the school or Department of Education to return the funds.  The student can be billed for funds the institution is required to pay.

 

Funds Owed to Student:  If a student withdraws from school before a payment or complete payment of funds has been disbursed the student may have a refund of Title IV aid owed to him/her.

 

The student will be notified by letter allowing them to accept or reject the refund.  If the student accepts the refund, the funds will be made available in a timely manner.

 

Withdrawal from Program:  To withdraw from a program, a student must first visit with his/her instructor and counselor and complete a withdrawal form.  If a student does not meet the minimum program or certification attendance requirements he/she may be withdrawn from a program.  The instructor or counselor will be responsible for notifying the financial aid office of the withdrawal.  The last date of attendance will be noted on the withdrawal form.  If a student does not return from an approved leave of absence he/she will be withdrawn from the program.  The first day the leave began will be counted as the last date of attendance.

 

Return to Title IV Funds:  The school must determine the amount of refund, if any, within 45 days from the date they were made aware of student’s withdrawal.  If a refund is due funds should be returned to the appropriate Title IV program at that time.

 

Order of Refund to Title IV Programs:  All Title IV funds owed will be returned to the Pell Grant Program.  ICTC does not participate in the FSEOG, Work-Study, or Federal Loan programs.

 Note: Treatment of Title IV funds will not be calculated for those students whose financial file is incomplete (missing or incomplete documents such as:  incomplete verification, proof of ability to benefit, and unsigned or incomplete documentation).

Campus Security Policy

It is the intention of Indian Capital Technology Center to provide a safe and secure facility dedicated to the promotion of a learning atmosphere for all students attending classes in their chosen career field.

The procedure for reporting any crime taking place or that has taken place on the Indian Capital Career and Technology School property is as follows:

1.  Report the incident to the Director or Assistant Director and include as many details about the crime as you have direct knowledge of (should not be hear-say information).  If neither the Director nor the Assistant Director is available and the crime is not an emergency, please fill out the crime report and leave with the receptionist.

2.  The Director or Assistant Director will determine what action needs to be taken, given the severity of the crime.

The annual security report is released by October 1 of each year and is available on each campus upon request.  The security report is also posted on this website.

The procedure for reporting any crime taking place or that has taken place on the Indian Capital Technology Center school property is as follows:

* Report the incident to, the Director or Assistant Director and include as many details about the crime as you have direct knowledge of (should not be hear-say information). If neither the Director nor the Assistant Director are available and the crime is not an emergency, please fill out the crime report and leave with the receptionist.

* The Director or Assistant Director will determine what action needs to be taken, given the severity of the crime.

Statistical Report

www.ope.ed.gov/security  Select: OPE Campus Security Statistics Website Select: 1) Group Search, 2) Name of Institution State & City, 3) Confirm Group, and 4) Select Options Download Data.

Students Right to Know: Completion Rates

 


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Indian Capital Technology Center is affiliated with the statewide Oklahoma Department of Career and Technology Education system.
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